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my Kiva loans

September 10th, 2016 at 08:54 pm

Patient Saver's blog entry today about the micro loans through Kiva made me happy. I want to share about the loans I have made, too. Three quarters of my loans are to women; and I've lent to people in 8 different countries. Let's see if I can post the pictures.

Zimbabwe-- These women bought chicks and feed.


This woman in Tajikistan needed to buy goats and bulls for her farm.


In India, a man was beginning to sell solar light in rural areas. Unfortunately, his business failed. He had to sell his supplies and with that was able to pay back almost all the loan, but it was still a default.


This Peruvian bricklayer needed a loan to buy materials to add another room to his own house.


A group of Bolivian streetside hot food vendors took a loan to buy food and utensils. They were four women and four men.


A Cambodian woman took a loan to buy a small motorbike so that her young adult daughter and son could go into the city for earned income.


A Mexican woman has been paying back her loan for the purchase of materials to build a little house.


And in Guatemala, this group of ten woman and one man bought a sewing machine, zippers, and fabric to make clothing.

8 Responses to “my Kiva loans”

  1. creditcardfree Says:

    Thank you for sharing! How much have you loaned out? What percentage have you received back?

  2. PatientSaver Says:

    Thank you for sharing. I think it's fascinating and a reminder to someone who is not regularly exposed how many people live in such simple ways.When you think about how much we have, and how much we take for granted...

  3. VS_ozgirl Says:

    That's so nice!

  4. Jenn Says:

    CCF, the site gives you the stats on your loans.

    For mine, the default rate has been 3.62% and the delinquency rate (loans with repayments behind schedule) has been 18.14%. It also gives average Kiva user rates for these things - those rates are 1.3% for default and 9.05% for delinquency. I'm sure the rates for my loans are higher because of the countries that I target. They aren't safe places for women but that's exactly why I chose them and it's worth the risk of losing my money.

  5. FrugalTexan75 Says:

    That's so cool!

  6. Joan.of.the.Arch Says:

    Creditcardfree, I have lent a total of $200 ($25 to each person), but I have only put $50 into lending. It is a total of $200 because once a loan is repaid, I reloan it. So it is almost as if the borrower had been able to see to it that someone else in the world could get a loan, too.

    I've had a 96.4% repayment rate; the one guy who defaulted was able to repay 75% of his loan.

  7. rob62521 Says:

    That is super cool!

  8. Tabs Says:

    Awesome stuff! Thanks for sharing. It's always fun to see the pictures of the people you're helping out.

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